When comparing and considering a New York auto insurance company, many prospective insurance customers wonder how simple it is to place to claims with selected insurers. This curiosity may result from past challenges in submitting claims or experiencing denied claims. Today, we aim to shed a new light on insurance claims and show you how to ensure that your claim will be paid.
· How roadworthy is your vehicle?
A car that has worn-out tires is more likely skid into oncoming vehicles or obstacles in poor weather. The onus is on you, the driver, to ensure that your car is in the best possible driving condition. If not, your auto insurer may not cover your losses.
· Do you have a valid driver’s license?
In most cases, only the claimant who is covered by their auto insurer will receive a payout in the case of an accident. But if that same claimant was a passenger in their own car, which was being driven by someone without a valid license, your insurer may reject your claim.
· Was your insurance application completed (correctly)?
It is considered fraud if you fail to provide correct personal information to your auto insurance. Ensure that the correct details, model of car, plus extras inside your car are correctly listed on your auto insurance documents.
· Are you under-insured?
This is a common problem. Many auto insurance buyers select low limits to decrease rates, only to discover that the coverage is not sufficient in the event of a claim.
While many of these factors are common sense, it’s better to be safe than sorry. Let the trusted experts at Tanner Insurance Agency Inc. get you the coverage you need at a price you can afford. And the next time you file a claim to your New York auto insurance provider, you will have peace of mind that you are protected properly.