Monday, August 18, 2014

Employment Practices Liability Protection

If you haven't heard of or If you thought you didn't need Employment Practices Liability protection is a great example of an EPL claim or why you need it:   

A 62-year-old housekeeper alleged that a local hotel franchisee terminated her employment because of her age soshe filed a charge with the Equal Employment Opportunity Commission (EEOC) under the Age Discrimination in Employment Act. According to the claimant, she was fired from her breakfast attendant position without notice and replaced with a 28-year-old employee. The hotel claimed that they fired her because of her multiple schedule conflicts, poor performance and insubordination. Despite the hotel’s documented position, the EEOC determined that the housekeeper was entitled to three years of wages in the amount of $52,000. Defense costs were $43,000!!!!!!!!!!

**EPL coverage can be added in most cases right to your commercial policy for as little as $48 a year per employee - find out more about EPL on our website at


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