NY Umbrella Insurance

They Want More Because You Have More

In our society, three things work against you:

  • It cost nothing to initiate a lawsuit
  • Juries and judges are unpredictable
  • Defending yourself costs enormous sums of money

One other factor also comes into play. They want more because you have it.

A long time ago, you decided to arrive. You worked hard and got there. As you did, you accumulated possessions. Not an ostentatious amount, but enough to make you and your loved ones comfortable.

You are proud of these accomplishments. In fact, you have protected them with the best insurance you could.

Now you need extra protection, an umbrella insurance policy.  Most every individual should have an umbrella policy, but especially if you own a business. Most business owners I speak to think because they have created a corporation or LLC and have a commercial umbrella they have the protection they need.  This is NOT the case.  Your personal assets are protected, but did you know in the event of a personal liability law suit your BUSINESS assets are at risk? Feel free to check with your attorney.  

What are your limits on your auto and home liability policies? $300,000? $500,000?

It’s not enough.

You get into an auto accident; someone falls into your pool; whatever the fluke occurrence—you can be sued. What if you are sued and the award goes to the plaintiff? Okay, you say, the insurance will cover it. But what if the amount is over the policy limits? (That happens, especially if you have nice things.)

How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have worked for?

You bet you can.

You need protection that will rev up after the other policy limits are exhausted. You need NY umbrella insurance protection.

Contact us at 315-893-7790, a seasoned insurance professional at Tanner Insurance Agency, Inc., in NY. Discover how a small cost provides you with gigantic protection.

Tanner Insurance Agency, Inc.

At Tanner Insurance Agency, Inc. we have provided umbrella protection for people in NY since 1984. We know how to protect your assets. Now you will too!  Don't delay, we are the personal and business insurance experts.

We have offices in Madison, Norwich and Oneida NY.  Find out more about each of our three locations HERE.

Complete the Protection Savings Form today for a free, no obligation umbrella protection quote. Don’t spend another sleepless night riddled with anxiety about losing all you have. Take out an umbrella!