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Workers Compensation

Looking for Workers Compensation insurance in New York?

When your employees are taken care of, your business is taken care of.

A key part of running your business is keeping employees safe at work. However, if one of your employees does suffer an injury, Workers Compensation coverage provides you and your employees with important protection.

You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness still happen.

A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury—it could be any number of things.

Am I required to have Workers Compensation Insurance?

Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.

In most states, work comp insurance is required.

How Much Is Workers Compensation Insurance in New York?

Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…

  • The number of employees you have.
  • The type of work your employees do.
  • Your claims history.
  • Your industry.

Like all insurance, Work Comp is priced based on risk.

Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.

Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.

One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.

At Tanner Insurance Agency, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.

Call our office today and we’ll discuss your needs and options. You can also head over to our quotes page and get started that way too.

insurance agency Cicero, Madison, Norwich or Oneida NY

insurance agency Cicero, Madison, Norwich or Oneida NY

Visit Our Office

8261 Brewerton Rd
Cicero, NY 13039
Get Directions
Phone (315) 752-5100 Text (315)752-5317 Fax (315) 820-9090
cicero@tiains.com
Mo,Tu,We,Th,Fr 8:30 am – 4:30 pm
1070 Upper Lenox Ave
Oneida, NY 13421
Get Directions
Phone (315) 363-0223 Text (315) 363-1358 Fax (315) 363-1255
oneida@tiains.com
Mo,Tu,We,Th,Fr 8:30 am – 4:30 pm
7324 State Route 20
PO Box 285
Madison, NY 13402
Get Directions
Phone (315) 893-7790 Text (315) 893-7790 Fax (315) 893-7789
madison@tiains.com
Mo,Tu,We,Th,Fr 8:30 am – 4:30 pm

Cicero Location

8261 Brewerton Rd
Cicero, NY 13039
Get Directions
Phone (315) 752-5100 Text (315)752-5317 Fax (315) 820-9090
cicero@tiains.com

Oneida Location

1070 Upper Lenox Ave
Oneida, NY 13421
Get Directions
Phone (315) 363-0223 Text (315) 363-1358 Fax (315) 363-1255
oneida@tiains.com
Mo,Tu,We,Th,Fr 8:30 am – 4:30 pm

Norwich Location

Madison Location

7324 State Route 20
PO Box 285
Madison, NY 13402
Get Directions
Phone (315) 893-7790 Text (315) 893-7790 Fax (315) 893-7789
madison@tiains.com
Mo,Tu,We,Th,Fr 8:30 am – 4:30 pm

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